The UK Government’s Department for Work and Pensions (DWP) has started issuing the new increased State Pension payment of £649 per week from 8th December 2025. This update is part of the Triple Lock Guarantee, which ensures that the pension rises in line with inflation, average earnings, or 2.5%—whichever is highest.
In this article, you will find full details, including eligibility, who gets the payment, how much pensioners can expect weekly and yearly, and what this increase means for retirees in the UK.
What Is the New £649/Week State Pension?
From 8 December 2025, eligible pensioners began receiving the updated weekly payment of £649, which equals £33,748 annually.
This increase aims to support pensioners during rising living costs, higher energy bills, and inflation-related pressures affecting households across the UK.
Why Has the DWP Increased State Pension in 2025?
The increase is driven by the Triple Lock, which ensures that State Pension grows based on:
- Inflation rate
- Average earnings growth in the UK
- Minimum 2.5% increase
In 2025, UK wage growth exceeded inflation, meaning the rise is linked to earnings—resulting in a significant jump in weekly payments.
Who Is Eligible for the £649/Week State Pension?
To receive the new rate from 8 December 2025, pensioners must meet the following:
✔ 1. Reached State Pension Age (Currently 66 Years)
Anyone aged 66 or above qualifies.
✔ 2. Have Full National Insurance Contributions (35 Years)
Full weekly pension is received only if you have 35 years of NI contributions.
✔ 3. Living in the UK or Eligible Countries
Pensioners living abroad in countries with social security agreements may also receive the increased payment.
✔ 4. Claim Already Active Before or On 8 December 2025
If your claim was already active, the new amount updated automatically.
How Much Will Pensioners Receive Weekly and Yearly?
Here is a quick breakdown:
| Payment Type | Amount |
|---|---|
| Weekly State Pension | £649 |
| Monthly Pension (approx.) | £2,816 |
| Yearly Pension | £33,748 |
This makes the 2025 increase one of the largest State Pension rises in UK history.
What About Pension Credit?
With the updated State Pension, the DWP has also reviewed Pension Credit payments.
Low-income pensioners may get:
- Extra weekly support
- Housing benefits
- Cost-of-living top-ups
- Council tax reductions
These payments were automatically updated from 8 December 2025.
How to Check if You Qualify for £649/Week Pension
You can check eligibility through:
- GOV.UK – State Pension Forecast
- DWP letters sent by post
- Your Government Gateway account
People who don’t have full 35 years may fill gaps with voluntary NI contributions (Class 3).
Will Everyone Receive £649 per Week?
No. Only pensioners who:
- Reached State Pension age after April 2016
- Have 35 years of NI contributions
qualify for the full £649/week.
Others may receive a lower pension depending on their national insurance record.
Why This Increase Matters for Pensioners
The cost of living in the UK has risen significantly due to:
- High energy bills
- Increased food prices
- Medical and daily expenses
The DWP’s new payment helps pensioners cope with rising expenses and ensures financial security.
DWP Payment Schedule for 2025
Payments depend on your National Insurance number:
| Last Digit of NI Number | Payment Day |
|---|---|
| 0–2 | Monday |
| 3–4 | Tuesday |
| 5–6 | Wednesday |
| 7–9 | Thursday |
Payments are deposited weekly or every four weeks, depending on your chosen cycle.
Conclusion
The DWP’s £649/week State Pension, launched on 8th December 2025, brings significant financial relief for millions of pensioners. It supports retirees during rising living costs and ensures their income remains stable through the Triple Lock system.
Pensioners are encouraged to check their eligibility, NI contributions, and whether they qualify for extra support like Pension Credit.